Yes, the presence of a pre-existing conditions is one of the most common reasons for long-term disability claim denials. When reviewing possible pre-existing conditions in long-term disability policies, insurance companies often take a very broad approach in their examination, which can lead to a claim being unfairly denied. Even after examining all the facts, some insurance companies will find a way to reject a claim. When faced with a long-term disability claim denial, it’s best to seek help from experienced lawyers who can help you.