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Main

4246 97 Street NW, Unit 103

BRITISH COLUMBIA

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Main

1727 West Broadway, Suite 400

NOVA SCOTIA
ONTARIO

Toronto Consultation Office

Main

1678 Bloor Street, Suite 302

Sudbury Main Office

31 Larch Street, Unit 300

Oshawa Consultation Office

50 Richmond Street E, Unit # 108 B

Toronto Head Office

Main

255 Consumers Road, 5th Floor

London Main Office

256 Pall Mall St, Suite 102

Barrie Main Office

168 Bayfield Street

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What do I do if my long-term disability claim is denied?

If your claim for long-term disability (LTD) benefits is denied, or if you have been receiving benefits and the payments are terminated, the insurance company will inform you in writing and provide the reason why. If your claim has been denied or your benefits were terminated, and you do not agree with the decision, you have three options:

1.Appeal the decision

2.File a lawsuit

3.Negotiate a Settlement

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